Affirm Payment Is Available In Nadula

Nadula hair has cooperated with Affirm, which is another platform of installment payment besides Paypal, Zip(Quadpay), Afterpay, and Klarna. To provide maximum convenience and reduce financial stress, all the wigs and hair weaves in Nadula mall can be purchased with buy now, pay later (BNPL) programs. This type of payment plan has been available for years, it exploded in popularity during the pandemic as more people shifted to online shopping. On this page, we will introduce Affirm in detail. 

Q: What is Affirm?

A: Affirm is the smartest way to pay over time. Shop pretty much anywhere and pay at your own pace without any fees, so you can get the things you love without breaking your budget. There are 2 options for you.

The first one is “Affirm Pay in 4”: make 4 interest-free payments every 2 weeks. Great for everyday purchases. No interest or fees! No impact on your credit score! Set up easy, automatic payments.

The second is “ Monthly payments”: Choose monthly installments. Perfect for big-ticket items. No hidden fees—ever! What you see is what you pay! Set up easy, automatic payments.

Q: How Does Affirm Work?

A: 3 steps are enough.

STEP 1: Go shopping Shop your favorite stores online or in-store and pay later with Affirm. You’ll see us at checkout, or you can request a virtual card in the Affirm app.

STEP 2: Choose your payment terms You’re in control. Pick the payment option that works for you and your budget—from 4 interest-free payments every 2 weeks to monthly installments.

STEP 3: Make your payments Manage your payments in the Affirm app or online, and set up AutoPay so you don’t miss a payment. But if you do, you’ll never pay any fees.

Q: Who Is Eligible?

A: To get the Affirm Debit+ card, you must:

1. Be 18 or older.

2. Live in the United States (sorry, but residents of New Mexico and U.S. Territories aren’t eligible at this time).

3. Have a Social Security number.

4. Have (or create) an Affirm account.

Q: How Much Does It Cost?

A: It depends on your purchase and the payment you choose. There are 3 different kinds of payment for you to choose from. 1.1 payment every 2 weeks: 4 interest-free payments 2.6 monthly payments: Total interest at 15% 3.12 monthly payments: Total interest at 15% For example, an $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks.

Q: Can I Pay Off the Loan Early?

A: Yes, you can. Just go into the Debit+ app, tap on the specific purchase details, then Manage payments > Make one-time payment > Remaining balance > Continue.

Q: How Does It Affect My Credit Score?

A: Creating an Affirm account and seeing if you prequalify will not affect your credit score. If you decide to buy with Affirm, these things may affect your credit score: making a purchase with Affirm, your payment history with Affirm, how much credit you've used, and how long you’ve had credit.

Q: Does Affirm Charge Interest And Fees?

A: Fees - Affirm doesn’t charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account. Interest - Depending on the size of your purchase and where you’re shopping, your payment plan may include interest. You’ll never owe more interest than you agree to on day one—so you always know exactly what you’re getting into.

Q: Alternatives to Affirm

A: Affirm is just one of many BNPL services you can use to spread out the payment for a purchase over time. One of its more prominent alternatives is a credit card, but unless you have an introductory 0% APR, you might end up with a relatively high-interest rate that hits you with interest charges each month you don't pay off your purchase. If you like the concept of Affirm but want to compare similar options, here are some alternatives. For more details, just visit Affirm's official site: https://www.affirm.com.